Trump Allies Revolt Against Top Admin Official Who Gave President 50-Year Mortgage Idea

Trump allies are revolting against Federal Housing Finance Agency Director Bill Pulte, who talked the president into suggesting a 50-year mortgage plan.

Pulte pitched Trump on the idea on Saturday, bringing a poster board on the plan with him, Politico reported, citing two people familiar with the matter. Shortly after, Trump posted the idea to Truth Social, a source who was with Trump at the time added. The post set off a firestorm on X, with Trump allies slamming the idea and Pulte for suggesting it. (RELATED: Trump Admin’s 50-Year Mortgage Proposal May Not Be ‘Game-Changer,’ Analysts Say)

A source familiar with the situation told the Daily Caller that the idea was discussed but there has been annoyance in the White House with Pulte. The annoyance stems from the fact that the White House feels he jumped the gun and went forward with something that hadn’t been fully discussed, the source told the Caller.

“50 Year Mortgage < 50 Million Deportations,” Benny Johnson, a popular MAGA podcaster, wrote on X.

50 Year Mortgage < 50 Million Deportations

— Benny Johnson (@bennyjohnson) November 11, 2025

The Great Recession was caused in part by allowing Bad Credit Americans to take out mortgages they couldn’t pay off. This is a terrible idea, but it will benefit Bill Pulte’s business interests, just like the 50-year mortgage proposal. https://t.co/gCRxEFUSyb

— Scott Greer 6’2” IQ 187 (@ScottMGreer) November 11, 2025

“The idea behind the 15- and 30-year mortgage is that you eventually own the home you live in, whereas the 50-year mortgage abandons this pretense altogether and fully embraces the idea of housing as a speculative asset. Not good, unless you’re a bank,” Chris Rufo, a Manhattan Institute senior fellow, wrote on X in response to a Pulte post stating they were working on the idea.

The idea behind the 15- and 30-year mortgage is that you eventually own the home you live in, whereas the 50-year mortgage abandons this pretense altogether and fully embraces the idea of housing as a speculative asset. Not good, unless you’re a bank. https://t.co/Ru6Kl0EZ7j

— Christopher F. Rufo ⚔️ (@christopherrufo) November 9, 2025

“So you can’t afford a 30-year mortgage, but you’re going to take out a 50-year mortgage to pay $300 less a month but pay $500,000 more to the bank by the end of the loan?”

“That’s correct, Dave.” https://t.co/0ZD2Jnvv4G pic.twitter.com/wCAtNfkwmF

— Bonchie (@bonchieredstate) November 8, 2025

Following the president’s Truth Social post of the image, his aides received angry phone calls from people who believed the idea was a bad policy and bad politically, the source who was with Trump at the time told Politico.

“Anything that goes before POTUS needs to be vetted,” a person present for Pulte’s poster presentation told the outlet. “And a lot of times with Pulte they’re not. He just goes straight up to POTUS.”

The Wall Street Editorial Board penned a piece slamming Pulte’s policy proposal, saying that Trump was looking for ways to lower prices in the wrong places.

“The 50-year mortgage proposal is basically: cut a few hundred off the monthly payment, spend hundreds of thousands more overall. If that sounds like a good deal to you, congratulations! You just rented from the bank for half a century,” Steven Crowder, a Rumble podcaster, wrote on X.

The 50-year mortgage proposal is basically: cut a few hundred off the monthly payment, spend hundreds of thousands more overall.

If that sounds like a good deal to you, congratulations! You just rented from the bank for half a century. https://t.co/ORtIG1dImJ pic.twitter.com/hRWo7SUYT2

— Steven Crowder (@scrowder) November 11, 2025

One source told Politico that the fallout from the policy proposal is among the worst Trump has received in his second term.

“President Trump is committed to making it easier and more affordable to achieve the American Dream of homeownership by eliminating unnecessary red tape, increasing supply, and lowering costs,” Davis Ingle, a White House Spokesman told the Caller in a statement.

“The White House and the entire Trump administration are appreciative of Mr. Pulte’s efforts, and everyone is working together to implement the President’s policies,” Ingle continued.